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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,440 | $96,558-71.6% | $80,977-66.1% | $273,972-90.0% |
| Participation rate | 87.5% | 79.1%+8.4pp | 75.8%+11.7pp | 83.0%+4.5pp |
| Annual return | 9.62% | 15.14%-5.5pp | 17.11%-7.5pp | 41.46%-31.8pp |
| Employer contribution / active EE | $3,496 | $4,869-28.2% | $3,715-5.9% | $4,869-28.2% |
| Participant deferral / active EE | $7,644 | $6,598+15.9% | $5,696+34.2% | $5,287+44.6% |
| Admin fee / account holder | $398 | $7,493-94.7% | $5,517-92.8% | $10,133-96.1% |