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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,177 | $55,446+309.7% | $155,574+46.0% | $74,429+205.2% |
| Participation rate | 68.2% | 61.9%+6.3pp | 78.2%-10.0pp | 67.2%+1.0pp |
| Annual return | 15.67% | 269.20%-253.5pp | 64.87%-49.2pp | 1368.38%-1352.7pp |
| Employer contribution / active EE | $6,226 | $2,266+174.8% | $4,676+33.2% | $2,625+137.2% |
| Participant deferral / active EE | $5,441 | $2,836+91.8% | $5,629-3.4% | $4,348+25.1% |
| Admin fee / account holder | $11,692 | $1,743+570.8% | $15,914-26.5% | $1,944+501.3% |