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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,683 | $73,863+166.3% | $143,797+36.8% | $68,490+187.2% |
| Participation rate | 85.9% | 66.7%+19.2pp | 80.3%+5.6pp | 67.9%+18.0pp |
| Annual return | -20.52% | 0.91%-21.4pp | -0.04%-20.5pp | -7.85%-12.7pp |
| Employer contribution / active EE | $7,863 | $3,185+146.9% | $4,952+58.8% | $2,597+202.8% |
| Participant deferral / active EE | $5,808 | $3,385+71.6% | $5,638+3.0% | $4,028+44.2% |
| Admin fee / account holder | $4,121 | $5,756-28.4% | $14,679-71.9% | $5,403-23.7% |