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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,132 | $75,832+33.4% | $147,617-31.5% | $59,633+69.6% |
| Participation rate | 96.3% | 71.6%+24.7pp | 84.6%+11.7pp | 68.7%+27.6pp |
| Annual return | -1.44% | 0.37%-1.8pp | 61.98%-63.4pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $5,865 | $3,485+68.3% | $5,564+5.4% | $2,203+166.3% |
| Participant deferral / active EE | $4,583 | $3,131+46.4% | $4,895-6.4% | $3,192+43.6% |
| Admin fee / account holder | $7,323 | $5,986+22.3% | $11,612-36.9% | $4,297+70.4% |