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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,734 | $133,981-92.7% | $112,249-91.3% | $134,532-92.8% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -18.81% | 47.16%-66.0pp | 27.48%-46.3pp | 418.27%-437.1pp |
| Employer contribution / active EE | $2,350 | $4,040-41.8% | $3,636-35.4% | $4,741-50.4% |
| Participant deferral / active EE | $2,682 | $5,292-49.3% | $4,729-43.3% | $6,401-58.1% |
| Admin fee / account holder | $631 | $7,492-91.6% | $6,412-90.2% | $11,429-94.5% |