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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,444 | $175,231-34.7% | $149,696-23.5% | $139,466-17.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.69% | 166.77%-149.1pp | 134.46%-116.8pp | 373.66%-356.0pp |
| Employer contribution / active EE | $3,945 | $5,478-28.0% | $4,821-18.2% | $4,754-17.0% |
| Participant deferral / active EE | $3,854 | $6,521-40.9% | $5,682-32.2% | $6,712-42.6% |
| Admin fee / account holder | $3,758 | $16,155-76.7% | $13,212-71.6% | $11,409-67.1% |