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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,077 | $58,848-9.8% | $88,179-39.8% | $82,637-35.8% |
| Participation rate | 53.0% | 57.9%-4.9pp | 69.1%-16.1pp | 68.1%-15.0pp |
| Annual return | 16.93% | 22.76%-5.8pp | 64.97%-48.0pp | 53.51%-36.6pp |
| Employer contribution / active EE | $2,568 | $1,678+53.0% | $2,549+0.7% | $2,552+0.6% |
| Participant deferral / active EE | $5,485 | $3,124+75.6% | $4,614+18.9% | $4,126+32.9% |
| Admin fee / account holder | $14,335 | $4,795+198.9% | $7,673+86.8% | $7,339+95.3% |