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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,480 | $180,749-94.2% | $160,784-93.5% | $137,256-92.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 20.84% | 2234.46%-2213.6pp | 1803.92%-1783.1pp | 220.34%-199.5pp |
| Employer contribution / active EE | $1,067 | $4,155-74.3% | $3,733-71.4% | $4,156-74.3% |
| Participant deferral / active EE | $3,467 | $6,844-49.3% | $6,293-44.9% | $6,407-45.9% |
| Admin fee / account holder | $643 | $10,397-93.8% | $9,717-93.4% | $12,270-94.8% |