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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,025 | $97,020+121.6% | $83,327+158.0% | $135,380+58.8% |
| Participation rate | 85.7% | 80.4%+5.3pp | 77.8%+8.0pp | 82.6%+3.1pp |
| Annual return | -3.92% | 12.31%-16.2pp | 10.64%-14.6pp | 519.81%-523.7pp |
| Employer contribution / active EE | $3,126 | $4,144-24.6% | $3,379-7.5% | $4,779-34.6% |
| Participant deferral / active EE | $12,148 | $5,964+103.7% | $5,565+118.3% | $5,609+116.6% |
| Admin fee / account holder | $1,430 | $8,426-83.0% | $7,540-81.0% | $10,828-86.8% |