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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,895 | $105,856+98.3% | $90,161+132.8% | $147,586+42.2% |
| Participation rate | 87.5% | 79.7%+7.8pp | 76.9%+10.6pp | 82.8%+4.7pp |
| Annual return | 12.65% | 37.63%-25.0pp | 34.89%-22.2pp | 578.59%-565.9pp |
| Employer contribution / active EE | $2,950 | $4,126-28.5% | $3,318-11.1% | $4,876-39.5% |
| Participant deferral / active EE | $11,680 | $5,733+103.7% | $5,287+120.9% | $5,439+114.7% |
| Admin fee / account holder | $1,270 | $8,046-84.2% | $5,943-78.6% | $10,886-88.3% |