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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,995 | $95,193-75.8% | $76,523-70.0% | $135,382-83.0% |
| Participation rate | 53.3% | 74.4%-21.1pp | 68.0%-14.7pp | 82.6%-29.3pp |
| Annual return | -6.04% | 4.85%-10.9pp | -0.27%-5.8pp | 519.77%-525.8pp |
| Employer contribution / active EE | $171 | $3,302-94.8% | $2,647-93.5% | $4,779-96.4% |
| Participant deferral / active EE | $1,990 | $4,639-57.1% | $3,835-48.1% | $5,609-64.5% |
| Admin fee / account holder | $3,785 | $6,249-39.4% | $4,848-21.9% | $10,829-65.0% |