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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,122 | $106,008-74.4% | $92,240-70.6% | $147,586-81.6% |
| Participation rate | 72.2% | 80.4%-8.2pp | 76.5%-4.3pp | 82.8%-10.6pp |
| Annual return | 14.69% | 50.05%-35.4pp | 176.29%-161.6pp | 578.59%-563.9pp |
| Employer contribution / active EE | $1,143 | $4,333-73.6% | $3,680-69.0% | $4,876-76.6% |
| Participant deferral / active EE | $4,072 | $4,478-9.1% | $3,897+4.5% | $5,439-25.1% |
| Admin fee / account holder | $1,512 | $6,333-76.1% | $5,194-70.9% | $10,886-86.1% |