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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,675 | $209,874+21.3% | $189,537+34.4% | $167,536+52.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 19.58% | 748.61%-729.0pp | 555.34%-535.8pp | 478.82%-459.2pp |
| Employer contribution / active EE | $3,736 | $6,913-46.0% | $6,161-39.4% | $4,839-22.8% |
| Participant deferral / active EE | $12,546 | $8,934+40.4% | $8,220+52.6% | $6,342+97.8% |
| Admin fee / account holder | $2,831 | $14,299-80.2% | $12,048-76.5% | $12,315-77.0% |