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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $42,541 |
Service code 37 · EIN 04-2647786 | Loan Processing | $25,415 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,314 | $84,493-8.5% | $125,381-38.3% | $66,938+15.5% |
| Participation rate | 75.1% | 76.4%-1.3pp | 82.4%-7.2pp | 69.8%+5.3pp |
| Annual return | -20.61% | -8.49%-12.1pp | 572.31%-592.9pp | 1.58%-22.2pp |
| Employer contribution / active EE | $2,380 | $3,554-33.0% | $4,815-50.6% | $2,545-6.5% |
| Participant deferral / active EE | $5,195 | $6,783-23.4% | $7,448-30.2% | $4,238+22.6% |
| Admin fee / account holder | $390 | $685-43.1% | $10,007-96.1% | $594-34.3% |