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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $34,898 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,085 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,869 | $99,957+4.9% | $149,730-30.0% | $73,493+42.7% |
| Participation rate | 73.3% | 75.7%-2.4pp | 82.5%-9.2pp | 70.7%+2.6pp |
| Annual return | 20.36% | 53.87%-33.5pp | 276.70%-256.3pp | 28.51%-8.2pp |
| Employer contribution / active EE | $1,657 | $3,191-48.1% | $4,645-64.3% | $2,270-27.0% |
| Participant deferral / active EE | $3,967 | $6,073-34.7% | $6,843-42.0% | $3,740+6.1% |
| Admin fee / account holder | $373 | $551-32.3% | $9,310-96.0% | $513-27.3% |