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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $45,398 |
Service code 37 · EIN 04-2647786 | Loan Processing | $22,507 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,451 | $101,591+1.8% | $147,096-29.7% | $74,429+39.0% |
| Participation rate | 67.8% | 75.5%-7.7pp | 82.2%-14.4pp | 67.2%+0.6pp |
| Annual return | 18.41% | 8746.45%-8728.0pp | 419.75%-401.3pp | 1368.38%-1350.0pp |
| Employer contribution / active EE | $1,937 | $3,813-49.2% | $4,936-60.8% | $2,625-26.2% |
| Participant deferral / active EE | $4,357 | $7,302-40.3% | $8,071-46.0% | $4,348+0.2% |
| Admin fee / account holder | $357 | $1,750-79.6% | $13,005-97.3% | $1,944-81.7% |