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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1 year Filed as: FUTUREPLAN Service code 13 · EIN 68-0348235 | Contract Administrator | $3,725 |
LINCOMB & WILLIAMS1 year Service code 27 1333 WEST LOOP SOUTH · HOUSTON, TX 77027 | Advisory (Plan) | $2,150 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,873 | $73,863-31.1% | $143,797-64.6% | $68,490-25.7% |
| Participation rate | 93.9% | 66.7%+27.2pp | 80.3%+13.6pp | 67.9%+26.0pp |
| Annual return | -16.07% | 0.91%-17.0pp | -0.04%-16.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $3,624 | $3,185+13.8% | $4,952-26.8% | $2,597+39.6% |
| Participant deferral / active EE | $5,063 | $3,385+49.6% | $5,638-10.2% | $4,028+25.7% |
| Admin fee / account holder | $44 | $5,756-99.2% | $14,679-99.7% | $5,403-99.2% |