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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,548 | $75,962+12.6% | $154,108-44.5% | $64,173+33.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.69% | 30.32%-36.0pp | 735.21%-740.9pp | 7.63%-13.3pp |
| Employer contribution / active EE | $5,722 | $3,350+70.8% | $5,298+8.0% | $2,381+140.3% |
| Participant deferral / active EE | $5,385 | $3,175+69.6% | $5,081+6.0% | $3,470+55.2% |
| Admin fee / account holder | $1,253 | $5,589-77.6% | $13,411-90.7% | $4,887-74.4% |