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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,888 | $73,955+51.3% | $96,520+15.9% | $75,181+48.8% |
| Participation rate | 28.3% | 66.4%-38.1pp | 74.3%-46.0pp | 67.2%-38.9pp |
| Annual return | 16.06% | 26.72%-10.7pp | 35.72%-19.7pp | 160.69%-144.6pp |
| Employer contribution / active EE | $1,523 | $2,930-48.0% | $3,739-59.3% | $2,671-43.0% |
| Participant deferral / active EE | $2,940 | $3,659-19.7% | $4,879-39.7% | $4,126-28.7% |
| Admin fee / account holder | $467 | $5,217-91.0% | $6,733-93.1% | $5,650-91.7% |