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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,240 | $136,860+8.3% | $120,344+23.2% | $154,746-4.2% |
| Participation rate | 95.8% | 79.9%+15.9pp | 76.7%+19.1pp | 80.7%+15.1pp |
| Annual return | 8.76% | 21.38%-12.6pp | 20.30%-11.5pp | 172.34%-163.6pp |
| Employer contribution / active EE | $9,057 | $3,533+156.4% | $3,020+199.9% | $4,379+106.8% |
| Participant deferral / active EE | $4,895 | $5,793-15.5% | $5,135-4.7% | $6,730-27.3% |
| Admin fee / account holder | $9,724 | $15,393-36.8% | $12,742-23.7% | $14,365-32.3% |