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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,654 | $117,829+33.0% | $102,423+52.9% | $145,877+7.4% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 8.06% | 31.83%-23.8pp | 29.42%-21.4pp | 551.28%-543.2pp |
| Employer contribution / active EE | $13,127 | $3,615+263.2% | $3,023+334.2% | $4,663+181.5% |
| Participant deferral / active EE | $4,354 | $5,732-24.1% | $5,054-13.9% | $6,691-34.9% |
| Admin fee / account holder | $17,335 | $13,335+30.0% | $9,455+83.3% | $13,402+29.3% |