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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,654 | $117,895+32.9% | $102,460+52.9% | $145,897+7.4% |
| Participation rate | 86.4% | 78.6%+7.7pp | 76.5%+9.9pp | 80.3%+6.1pp |
| Annual return | 8.06% | 31.92%-23.9pp | 29.47%-21.4pp | 552.29%-544.2pp |
| Employer contribution / active EE | $13,127 | $3,619+262.7% | $3,025+333.9% | $4,663+181.5% |
| Participant deferral / active EE | $4,354 | $5,736-24.1% | $5,056-13.9% | $6,689-34.9% |
| Admin fee / account holder | $17,335 | $13,353+29.8% | $9,460+83.2% | $13,390+29.5% |