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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,428 | $85,766+162.8% | $136,297+65.4% | $70,124+221.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.50% | 31.45%-18.0pp | 5156.19%-5142.7pp | 73.14%-59.6pp |
| Employer contribution / active EE | $4,414 | $2,966+48.8% | $4,696-6.0% | $2,342+88.4% |
| Participant deferral / active EE | $10,756 | $5,051+112.9% | $6,247+72.2% | $3,332+222.8% |
| Admin fee / account holder | $1,981 | $5,420-63.4% | $9,244-78.6% | $4,645-57.4% |