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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,198 | $135,956-78.5% | $123,894-76.4% | $273,972-89.3% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 2.01% | 56.63%-54.6pp | 47.52%-45.5pp | 41.46%-39.4pp |
| Employer contribution / active EE | $1,919 | $5,170-62.9% | $4,617-58.4% | $4,869-60.6% |
| Participant deferral / active EE | $5,991 | $6,343-5.5% | $5,984+0.1% | $5,287+13.3% |
| Admin fee / account holder | $4,529 | $9,817-53.9% | $8,357-45.8% | $10,133-55.3% |