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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,060 | $91,559-47.5% | $133,971-64.1% | $79,852-39.8% |
| Participation rate | 87.1% | 73.3%+13.8pp | 79.8%+7.3pp | 69.6%+17.5pp |
| Annual return | 8.98% | 61.85%-52.9pp | 45.09%-36.1pp | 31.72%-22.7pp |
| Employer contribution / active EE | $634 | $2,384-73.4% | $3,919-83.8% | $2,471-74.3% |
| Participant deferral / active EE | $5,598 | $3,734+49.9% | $5,047+10.9% | $3,740+49.7% |
| Admin fee / account holder | $2,402 | $6,321-62.0% | $8,929-73.1% | $5,306-54.7% |