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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,976 | $78,705-58.1% | $117,857-72.0% | $70,131-53.0% |
| Participation rate | 78.9% | 73.2%+5.8pp | 79.7%-0.7pp | 69.5%+9.4pp |
| Annual return | 18.20% | 23.30%-5.1pp | 335.09%-316.9pp | 73.14%-54.9pp |
| Employer contribution / active EE | $405 | $2,223-81.8% | $3,786-89.3% | $2,342-82.7% |
| Participant deferral / active EE | $3,994 | $3,297+21.1% | $4,482-10.9% | $3,332+19.9% |
| Admin fee / account holder | $470 | $5,065-90.7% | $8,020-94.1% | $4,645-89.9% |