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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,988 | $117,433+28.6% | $99,475+51.8% | $152,897-1.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 27.40% | 31.87%-4.5pp | 30.72%-3.3pp | 345.43%-318.0pp |
| Employer contribution / active EE | $11,808 | $3,013+291.9% | $2,540+364.9% | $4,764+147.9% |
| Participant deferral / active EE | $9,471 | $4,086+131.8% | $3,619+161.7% | $5,851+61.9% |
| Admin fee / account holder | $940 | $7,634-87.7% | $6,252-85.0% | $11,599-91.9% |