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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,814 | $107,809-5.6% | $90,657+12.3% | $135,380-24.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -6.82% | -0.90%-5.9pp | 1.89%-8.7pp | 519.81%-526.6pp |
| Employer contribution / active EE | $13,258 | $3,018+339.3% | $2,532+423.7% | $4,779+177.4% |
| Participant deferral / active EE | $9,085 | $3,872+134.6% | $3,424+165.3% | $5,609+62.0% |
| Admin fee / account holder | $743 | $5,931-87.5% | $4,994-85.1% | $10,828-93.1% |