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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,294 | $83,485+235.7% | $125,180+123.9% | $72,983+284.1% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 23.33% | 25.78%-2.4pp | 43.79%-20.5pp | 81.01%-57.7pp |
| Employer contribution / active EE | $8,842 | $2,346+277.0% | $3,866+128.7% | $2,440+262.4% |
| Participant deferral / active EE | $10,780 | $3,586+200.6% | $4,937+118.4% | $3,608+198.8% |
| Admin fee / account holder | $11,816 | $5,518+114.1% | $9,703+21.8% | $5,124+130.6% |