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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,088 | $97,732-94.8% | $83,831-93.9% | $135,380-96.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -23.37% | 1287.56%-1310.9pp | 850.99%-874.4pp | 519.81%-543.2pp |
| Employer contribution / active EE | $1,459 | $4,222-65.5% | $3,631-59.8% | $4,779-69.5% |
| Participant deferral / active EE | $2,368 | $4,683-49.4% | $4,082-42.0% | $5,609-57.8% |
| Admin fee / account holder | $486 | $6,675-92.7% | $5,479-91.1% | $10,828-95.5% |