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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,795 | $165,361+56.5% | $149,715+72.9% | $158,950+62.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.78% | 348.24%-334.5pp | 276.66%-262.9pp | 302.91%-289.1pp |
| Employer contribution / active EE | $4,222 | $5,103-17.3% | $4,645-9.1% | $4,762-11.3% |
| Participant deferral / active EE | $13,989 | $7,182+94.8% | $6,842+104.5% | $5,983+133.8% |
| Admin fee / account holder | $17,163 | $10,808+58.8% | $9,310+84.4% | $11,248+52.6% |