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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,889 | $102,429-52.3% | $147,096-66.8% | $80,925-39.6% |
| Participation rate | 83.6% | 75.9%+7.7pp | 82.2%+1.4pp | 67.7%+15.9pp |
| Annual return | 25.46% | 135.02%-109.6pp | 419.75%-394.3pp | 35.65%-10.2pp |
| Employer contribution / active EE | $180 | $3,716-95.2% | $4,936-96.4% | $2,756-93.5% |
| Participant deferral / active EE | $2,710 | $6,649-59.2% | $8,071-66.4% | $4,299-37.0% |
| Admin fee / account holder | $918 | $7,957-88.5% | $13,005-92.9% | $6,940-86.8% |