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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,562 | $93,598-15.0% | $135,974-41.5% | $75,173+5.8% |
| Participation rate | 37.1% | 75.2%-38.1pp | 81.9%-44.8pp | 67.2%-30.1pp |
| Annual return | 24.09% | 30.89%-6.8pp | 68.30%-44.2pp | 160.72%-136.6pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,891 | $6,405-54.9% | $7,760-62.7% | $4,126-29.9% |
| Admin fee / account holder | $47,087 | $6,978+574.8% | $10,767+337.3% | $5,651+733.3% |