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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,387 | $106,524-57.4% | $152,301-70.2% | $87,485-48.1% |
| Participation rate | 78.4% | 75.8%+2.6pp | 82.4%-4.1pp | 68.9%+9.4pp |
| Annual return | 22.75% | 26.89%-4.1pp | 80.50%-57.7pp | 26.06%-3.3pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,772 | $6,525-57.5% | $8,004-65.4% | $4,274-35.1% |
| Admin fee / account holder | $13,868 | $8,287+67.3% | $14,398-3.7% | $7,775+78.4% |