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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,344 | $88,672-15.0% | $105,223-28.4% | $82,448-8.6% |
| Participation rate | 96.6% | 67.9%+28.6pp | 75.0%+21.5pp | 68.1%+28.5pp |
| Annual return | 9.80% | 30.86%-21.1pp | 180.65%-170.9pp | 41.64%-31.8pp |
| Employer contribution / active EE | $4,639 | $3,048+52.2% | $3,689+25.8% | $2,551+81.9% |
| Participant deferral / active EE | $3,477 | $4,036-13.9% | $5,072-31.5% | $4,139-16.0% |
| Admin fee / account holder | $1,493 | $7,146-79.1% | $8,859-83.2% | $7,234-79.4% |