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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,812 | $56,484+14.7% | $169,452-61.8% | $64,181+1.0% |
| Participation rate | 93.9% | 64.5%+29.4pp | 77.8%+16.2pp | 69.6%+24.4pp |
| Annual return | -8.55% | -1.55%-7.0pp | 1.83%-10.4pp | 7.63%-16.2pp |
| Employer contribution / active EE | $4,967 | $1,832+171.0% | $4,157+19.5% | $2,381+108.6% |
| Participant deferral / active EE | $9,156 | $3,448+165.5% | $5,277+73.5% | $3,470+163.9% |
| Admin fee / account holder | $11,568 | $4,174+177.1% | $9,110+27.0% | $4,887+136.7% |