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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,234 | $105,623+26.1% | $87,502+52.3% | $273,972-51.4% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 13.97% | 12.26%+1.7pp | 12.21%+1.8pp | 41.46%-27.5pp |
| Employer contribution / active EE | $26,486 | $3,141+743.4% | $2,550+938.8% | $4,869+444.0% |
| Participant deferral / active EE | $17,161 | $3,601+376.6% | $3,149+445.0% | $5,287+224.6% |
| Admin fee / account holder | $1,616 | $4,781-66.2% | $4,221-61.7% | $10,133-84.1% |