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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,553 | $72,404-90.9% | $110,243-94.1% | $64,173-89.8% |
| Participation rate | 95.6% | 73.3%+22.2pp | 79.8%+15.7pp | 69.6%+26.0pp |
| Annual return | -5.75% | -6.29%+0.5pp | 314.76%-320.5pp | 7.63%-13.4pp |
| Employer contribution / active EE | $1,609 | $2,282-29.5% | $3,827-58.0% | $2,381-32.4% |
| Participant deferral / active EE | $2,317 | $3,469-33.2% | $4,672-50.4% | $3,470-33.2% |
| Admin fee / account holder | $1,031 | $5,664-81.8% | $8,548-87.9% | $4,887-78.9% |