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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,461 | $80,763-27.6% | $102,412-42.9% | $74,459-21.5% |
| Participation rate | 33.0% | 65.7%-32.6pp | 74.5%-41.5pp | 67.2%-34.2pp |
| Annual return | 11.91% | 27.57%-15.7pp | 24.94%-13.0pp | 1369.70%-1357.8pp |
| Employer contribution / active EE | $837 | $3,160-73.5% | $3,870-78.4% | $2,626-68.1% |
| Participant deferral / active EE | $2,154 | $3,862-44.2% | $5,060-57.4% | $4,350-50.5% |
| Admin fee / account holder | $2,868 | $2,371+20.9% | $8,388-65.8% | $1,945+47.5% |