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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,307 | $63,114-33.0% | $92,915-54.5% | $65,186-35.1% |
| Participation rate | 29.9% | 68.8%-38.9pp | 76.0%-46.2pp | 70.2%-40.3pp |
| Annual return | 48.94% | 28.75%+20.2pp | 109.45%-60.5pp | 29.39%+19.6pp |
| Employer contribution / active EE | $981 | $2,571-61.8% | $3,653-73.2% | $2,177-54.9% |
| Participant deferral / active EE | $1,859 | $3,108-40.2% | $4,238-56.1% | $3,514-47.1% |
| Admin fee / account holder | $31 | $624-95.0% | $5,796-99.5% | $847-96.3% |