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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,241 | $106,247+31.1% | $96,515+44.3% | $139,466-0.2% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 17.13% | 38.47%-21.3pp | 35.73%-18.6pp | 373.66%-356.5pp |
| Employer contribution / active EE | $3,528 | $4,106-14.1% | $3,740-5.7% | $4,754-25.8% |
| Participant deferral / active EE | $7,797 | $5,456+42.9% | $4,880+59.8% | $6,712+16.2% |
| Admin fee / account holder | $1,749 | $7,885-77.8% | $6,735-74.0% | $11,409-84.7% |