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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,703 | $115,814+39.6% | $101,275+59.7% | $158,982+1.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 5.13% | 56.16%-51.0pp | 46.48%-41.3pp | 302.99%-297.9pp |
| Employer contribution / active EE | $2,496 | $4,176-40.2% | $3,660-31.8% | $4,763-47.6% |
| Participant deferral / active EE | $3,518 | $4,958-29.0% | $4,371-19.5% | $5,983-41.2% |
| Admin fee / account holder | $1,373 | $7,249-81.1% | $5,948-76.9% | $11,252-87.8% |