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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,786 | $104,937+21.8% | $84,628+51.0% | $152,897-16.4% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 25.04% | 373.88%-348.8pp | 258.80%-233.8pp | 345.43%-320.4pp |
| Employer contribution / active EE | $12,086 | $3,303+265.9% | $2,653+355.6% | $4,764+153.7% |
| Participant deferral / active EE | $12,113 | $4,690+158.3% | $3,900+210.6% | $5,851+107.0% |
| Admin fee / account holder | $5,606 | $6,243-10.2% | $4,914+14.1% | $11,599-51.7% |