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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,608 | $95,188+14.1% | $76,518+41.9% | $135,380-19.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -5.81% | 4.85%-10.7pp | -0.27%-5.5pp | 519.81%-525.6pp |
| Employer contribution / active EE | $14,681 | $3,303+344.5% | $2,647+454.6% | $4,779+207.2% |
| Participant deferral / active EE | $11,410 | $4,640+145.9% | $3,836+197.5% | $5,609+103.4% |
| Admin fee / account holder | $14,336 | $6,249+129.4% | $4,849+195.7% | $10,828+32.4% |