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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,335 | $63,082+19.4% | $81,726-7.8% | $79,856-5.7% |
| Participation rate | 77.1% | 67.5%+9.6pp | 72.0%+5.1pp | 69.6%+7.5pp |
| Annual return | 10.99% | 22.66%-11.7pp | 29.49%-18.5pp | 31.71%-20.7pp |
| Employer contribution / active EE | $2,594 | $1,795+44.5% | $4,311-39.8% | $2,471+4.9% |
| Participant deferral / active EE | $3,184 | $2,780+14.5% | $7,108-55.2% | $3,741-14.9% |
| Admin fee / account holder | $639 | $4,428-85.6% | $5,160-87.6% | $5,306-88.0% |