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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,018 | $58,391+14.8% | $76,667-12.6% | $72,976-8.2% |
| Participation rate | 75.9% | 67.4%+8.6pp | 72.1%+3.8pp | 69.5%+6.5pp |
| Annual return | 19.84% | 2306.65%-2286.8pp | 1166.74%-1146.9pp | 81.02%-61.2pp |
| Employer contribution / active EE | $2,681 | $1,787+50.0% | $2,303+16.4% | $2,440+9.9% |
| Participant deferral / active EE | $3,310 | $2,690+23.0% | $3,336-0.8% | $3,608-8.2% |
| Admin fee / account holder | $9,746 | $4,014+142.8% | $6,423+51.7% | $5,124+90.2% |