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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,541 | $48,053+119.6% | $84,628+24.7% | $72,975+44.6% |
| Participation rate | 55.9% | 57.6%-1.7pp | 68.2%-12.4pp | 69.5%-13.6pp |
| Annual return | 24.37% | 37.39%-13.0pp | 258.80%-234.4pp | 81.01%-56.6pp |
| Employer contribution / active EE | $2,583 | $1,602+61.2% | $2,653-2.6% | $2,440+5.9% |
| Participant deferral / active EE | $3,533 | $2,681+31.8% | $3,900-9.4% | $3,608-2.1% |
| Admin fee / account holder | $1,126 | $3,395-66.8% | $4,914-77.1% | $5,124-78.0% |