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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,983 | $135,956-50.0% | $123,894-45.1% | $273,972-75.2% |
| Participation rate | 84.6% | 84.1%+0.6pp | 81.4%+3.2pp | 83.0%+1.6pp |
| Annual return | 7.60% | 56.63%-49.0pp | 47.52%-39.9pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,311 | $5,170-74.6% | $4,617-71.6% | $4,869-73.1% |
| Participant deferral / active EE | $3,760 | $6,343-40.7% | $5,984-37.2% | $5,287-28.9% |
| Admin fee / account holder | $478 | $9,817-95.1% | $8,357-94.3% | $10,133-95.3% |