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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,848 | $67,411-35.0% | $91,004-51.8% | $70,126-37.5% |
| Participation rate | 99.0% | 71.4%+27.6pp | 75.6%+23.4pp | 69.5%+29.4pp |
| Annual return | -29.40% | -40.16%+10.8pp | 4.60%-34.0pp | 73.15%-102.6pp |
| Employer contribution / active EE | $4,150 | $1,786+132.3% | $2,456+69.0% | $2,343+77.1% |
| Participant deferral / active EE | $4,039 | $2,823+43.1% | $3,548+13.9% | $3,332+21.2% |
| Admin fee / account holder | $869 | $4,236-79.5% | $5,417-84.0% | $4,645-81.3% |