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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,889 | $165,361+18.5% | $149,715+30.8% | $158,950+23.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.53% | 348.24%-335.7pp | 276.66%-264.1pp | 302.91%-290.4pp |
| Employer contribution / active EE | $1,875 | $5,103-63.3% | $4,645-59.6% | $4,762-60.6% |
| Participant deferral / active EE | $7,583 | $7,182+5.6% | $6,842+10.8% | $5,983+26.8% |
| Admin fee / account holder | $30,622 | $10,808+183.3% | $9,310+228.9% | $11,248+172.2% |